Tax Refund Scams have become common in recent years. For example, HMRC received more than 130,000 reports about tax scams in September 2023, whilst almost 60,000 people were approached and offered fake tax rebates from fraudulent sources. Avoid falling for these scheming fraudsters’s tricks by being aware of these 3 clear signs.
- Unsolicited Communication
Always be wary of any unsolicited emails, phone calls, or text messages claiming to be from HMRC. Scammers often use these methods to reach out to individuals, asking for personal information such as national insurance numbers, bank account details, or even passwords. HMRC normally communicates with taxpayers through traditional mail but also uses phone calls, texts and direct mail, any unsolicited electronic communication should also raise red flags. Remember, HMRC will never contact you by text, phone call or email for a tax refund. - Requests for Personal Information
Legitimate tax authorities like HMRC will never ask for sensitive personal information, such as bank account details or passwords, via email or phone. Scammers often use this tactic to steal sensitive information for fraudulent purposes. If you’re asked to provide such details to process a tax refund, it’s likely to be a scam. HMRC already has the necessary information on file and there shouldn’t be a need for you to verify it over the phone or online. - Pressure Tactics and Urgency
Scammers often create a sense of urgency to pressure victims into acting quickly without thinking. They may claim that you need to act fast to secure your refund or face penalties. HMRC does not use aggressive tactics like these. If you feel rushed or pushed to provide information or make a payment immediately, take a step back. Verify the legitimacy of the communication by contacting HMRC directly through their official channels.
In conclusion, If you receive suspicious communication claiming to be from HMRC or another tax authority, you should not give out any personal information, hang up the phone, delete the email, or ignore the text message.
It’s essential to stay vigilant and informed about these scams which are rife across the UK, especially during tax season. Ensure you educate yourself and protect vulnerable relatives from falling for these scams. For information on what to look out for when it comes to genuine HMRC emails, check out the GOV.UK page here.
For further guidance and help with verifying tax refund communications, call Modina on 020 7183 8241 or email us at info@modina.co.uk